What I Retired From

I have been purposefully planning for “retirement” for twenty years after I read the book ” Your Money Or Your Life”, which I have referenced many times throughout this two-year-old blog. That book started me down the road of understanding personal finance as it pertains to my little world of managing my spending and savings rates. For me, it was all about squirreling away financial resources to have enough FU Money and eventually being able to walk away from horrible bosses at will.

There are many definitions of Retirement, and for me, it has changed several times throughout my career. To this day, I still don’t have a simple definition of what my “traditional” retirement will look like.
I do know the difference between the choices of retiring at a certain age and retiring when savings and investments can stand on their own to cover a healthy and fulfilling lifestyle.
Continue reading “What I Retired From”

Here’s Why I Don’t Need a Financial Advisor

I had a couple of millennials on my team during my Manager/Leader years, and they are a completely different than my generation in the best possible way. The speed and efficiency with which the millennials can process complex technical information that boggles my mind. They are blank slates and their brains are like sponges that absorb all kinds of information and stimuli. We all have to be conscious to filter a few things that we say and do just a little bit, as most of us have twenty-plus years of experience and these folks have just three. They do take things at face value and yet don’t have the experience to read between the lines or learn how to filter some of the chatter that goes on. I’m happy to report, that this has not changed from the time some of us were twenty-somethings ourselves. I’ll leave working and training millennials alone for the moment as I’m still trying to develop best practices without sounding like a parent. There are exceptions though, and one of those topics that are covered in the theme of this blog. Continue reading “Here’s Why I Don’t Need a Financial Advisor”