About

I believe we are creatures of changeable habits and our own decisions. I believe everyone has the ability to make choices to create their own circumstances and are accountable for their own decisions and results.

I Started out in science and somehow ended up in sales & marketing. Grew into a results oriented sales & marketing professional with extensive experience selling and positioning scientific solutions in the pharma/biotech, life sciences and medical diagnostics markets.

In 1998,  I created an excel sheet to track spending and cash flow to learn personal finance on my own after reading a book called Your Money Or Your Life.  They don’t teach this in school and by the time one figures it out, most of us let all these resources slip through our fingers. Almost twenty years later, I still keep these sheets going.
Now it’s time to pay it forward to this “next gen” to help them shave 15-20 years off of working for “the man”, with insights, a library of tools, and motivation from me and plenty of other FI bloggers that I follow.  The ability to achieve FIRE (Financial Independence Retire Early) is a movement that just about anyone can be a part of. Just do something about it, why not start here?

What’s in it for you?
To help the readers reach their own Escape Velocity, on their own terms.

Francis Bach